Fighting Foreclosures
Loan modifications and short sales are not the only strategies to stop foreclosure in Florida. Whether your goal is to save your home or protect your credit your best strategy is to negotiate from a position of strength.
The Florida Attorney General's Office recently exposed that Bank attorneys used thousands of fake "Robo-Signer" documents to force through foreclosures. Lenders needed these fake documents to cover-up serious problems with how they sold and resold millions of mortgages to post record profits. The truth is starting to come out that Banks failed to properly document a huge percentage of loans during the real estate boom. Their errors create powerful tactical advantages for homeowners.
Bruce Jacobs and Associates fight shoulder to shoulder with a national movement of foreclosure defense attorneys. The firm trains on cutting edge legal strategies from all over Florida and the United States in real time. The real fight is to stop foreclosure by holding lenders to their own complex transactions.
Bruce Jacobs and Associates doesn't ask for loan modifications through the loss mitigation nightmare that frustrates thousands of homeowners. This is often a futile effort with the Bank's lost paperwork and false promises. Instead, the firm launches a comprehensive counter-attack to expose weaknesses in the Lender's ability to foreclose.
In Florida, the real danger in foreclosure is not just losing your home, but getting hit with a judgment on the way out. Lenders may obtain a "deficiency judgment" for the balance of what you owe after selling your house at the foreclosure sale. Fortunately, Florida law allows Bruce Jacobs and Associates to demand documents and ask the Lender tough questions before they can sell your home.
For many, fighting back is the best hope to save a property from foreclosure. Problematic foreclosures have the best chance of a meaningful loan modification with a principal balance reduction. For others hoping to get out from under an underwater property, fighting back is the best protection against being forced to pay the unpaid principal balance even after a shortsale or walking away.
Before opening the firm, Bruce Jacobs spent years representing banks in foreclosure actions in Miami and throughout Florida. Our law office proudly uses that knowledge and experience to empower homeowners and real estate investors. We constantly train on innovative legal strategies to provide insight and information for the client to make the best strategic decisions to deal with distressed properties.
The Florida Attorney General's Office recently exposed that Bank attorneys used thousands of fake "Robo-Signer" documents to force through foreclosures. Lenders needed these fake documents to cover-up serious problems with how they sold and resold millions of mortgages to post record profits. The truth is starting to come out that Banks failed to properly document a huge percentage of loans during the real estate boom. Their errors create powerful tactical advantages for homeowners.
Bruce Jacobs and Associates fight shoulder to shoulder with a national movement of foreclosure defense attorneys. The firm trains on cutting edge legal strategies from all over Florida and the United States in real time. The real fight is to stop foreclosure by holding lenders to their own complex transactions.
Bruce Jacobs and Associates doesn't ask for loan modifications through the loss mitigation nightmare that frustrates thousands of homeowners. This is often a futile effort with the Bank's lost paperwork and false promises. Instead, the firm launches a comprehensive counter-attack to expose weaknesses in the Lender's ability to foreclose.
In Florida, the real danger in foreclosure is not just losing your home, but getting hit with a judgment on the way out. Lenders may obtain a "deficiency judgment" for the balance of what you owe after selling your house at the foreclosure sale. Fortunately, Florida law allows Bruce Jacobs and Associates to demand documents and ask the Lender tough questions before they can sell your home.
For many, fighting back is the best hope to save a property from foreclosure. Problematic foreclosures have the best chance of a meaningful loan modification with a principal balance reduction. For others hoping to get out from under an underwater property, fighting back is the best protection against being forced to pay the unpaid principal balance even after a shortsale or walking away.
Before opening the firm, Bruce Jacobs spent years representing banks in foreclosure actions in Miami and throughout Florida. Our law office proudly uses that knowledge and experience to empower homeowners and real estate investors. We constantly train on innovative legal strategies to provide insight and information for the client to make the best strategic decisions to deal with distressed properties.
Negotiate from Strength
A well-defended foreclosure has many benefits:
- You can continue to live in your home during the fight
- You can continue to collect rent from investment properties
- You may get a meaningful loan modification offer that brings the principal balance on your loan down to the market value of your home
- You may avoid a deficiency judgment on an underwater property
- You could develop facts that will force the bank to settle on better terms
Only an attorney can go to court and fight to stop a foreclosure.
Call Bruce Jacobs & Associates, P.A. for a consultation or send us an e-mail. We can evaluate your case today.
Miami Foreclosure Lawyer Blog - Fighting Back
- Force-Placed Insurance May Not Just Affect Banks Involved in Miami Foreclosures Our Miami foreclosure lawyers have been reporting on the newest issue to hound banks involved in foreclosures on underwater mortgages -- force-placed insurance. On theMiami Foreclosure Lawyer Blog, we ....
- Should Cities Be Suing Banks Because of Miami Foreclosures? Foreclosures have caused people to consider strategic default, short sales and other less-than-ideal situations to cure their underwater mortgage. Now, it appears cities and counties are considering ....
- Poll: Most Americans Want Government Help For Their Miami Foreclosure A recent Gallup Poll shows that a majority of Americans want the government to help them claw their way out of foreclosure, short sales and strategic default as they fight to deal with their ....
- Why Is Robo-Signing in Miami Foreclosures Still Ongoing? The Obama administration continues twisting the arm of every attorney general in the nation to settle with banks over robo-signing and other offenses during the housing burst, which caused strategic ....
- Three Families Fight Miami Foreclosures Because of Bank Problems CNNMoney recently reported on the troubles that three separate families are going through with foreclosure, but because of paperwork problems and mortgage servicers going bankrupt that have forced the ....
- Duetsche Analyst Blew the Whistle When Asked to Change Numbers in Miami Foreclosure Cases ProPublica recently reported that another bank, this time Deutsche Bank AG, has been caught altering information on underwater Miami foreclosure cases in order to try to make investments seem better ....
