It is an important question to consider now that we know:

• Florida has among the highest foreclosures rate in the country.
• Four Major Florida Foreclosure Mill law firms  representing JP Morgan Chase, Ally Bank, Bank of America, GMAC admitted filing false affidavits in thousands of foreclosures throughout Florida
  
• Florida licensed thousands of convicted felons to become mortgage brokers during the real estate boom.
• Many banks pushed high risk, high costs loans on unsuspecting borrowers in violation of federal and state banking regulations.
• Wall Street lost track of its paperwork when it packaged thousands of mortgages to be resold as securities.

Bruce Jacobs & Associates provides informed, practical advice for homeowners that want to negotiate from a position of strength.  Mr. Jacobs is a former bank lawyer and Miami Dade County prosecutor now fighting for property owners.

Negotiate from a Position of Strength
The truth is the Government imposes strict regulations on Banks.  Bruce Jacobs & Associates investigates your loan for:

• Lost Promissory Note or Assignment defenses
• Bad loan origination
• Inaccurate loan servicing
• Truth In Lending Act Violations (TILA)
• Home Owner’s Equity Protection Act (HOEPA)
• Real Estate Settlement Practices Act (RESPA)

Help may still be coming for Homeowners, but it won't do anything for those that already lost their home to foreclosure

• After the "robo-signer scandal" made national news, the tide is turning again towards borrowers.
  
• Banks are under tremendous pressure to avoid lengthy foreclosures
• Bank Regulators are searching for ways to force the bank to accept reasonable offers to jumpstart the economy
• Banks are holding far too many distressed properties
• More homeowners are fighting back
  

Are you upside-down?
The attorneys at Bruce Jacobs & Associates can fight your foreclosure and negotiate your:

• Loan Modification
• Short sale
• Walk-away workout
• Debt forgiveness
• Credit Repair

Negotiate from a position of strength.

Call Bruce Jacobs & Associates, P.A. for a consultation or send us an e-mail. We can evaluate your case today.